For risk managers, CFOs, and business owners facing a renewal where AI exposure just became a live underwriting question. Written by a working P&C broker, not a legal team guessing at it.
Send one email this week: has your carrier filed an AI exclusion endorsement in your states, and does your policy respond to a claim from an AI failure? A fifth of insurance professionals already have a client with an AI-related loss on record. Nearly half of those losses weren't fully covered.
Five questions. No signup, nothing saved anywhere, it just runs in your browser. At the end, you'll get a plain read on where you likely stand, and the exact email to send your broker.
Does your organization currently use any AI tool in customer-facing operations, documentation, or decision support?
Do you know whether your general liability carrier has filed an AI exclusion endorsement (such as ISO CG 40 47, CG 40 48, or CG 35 08) in your state?
Have you reviewed your AI vendor contracts for indemnification language covering AI-caused harm?
Does your current policy explicitly address claims arising from an AI monitoring, documentation, or decision-support failure?
Has your organization experienced, or come close to, a loss or claim connected to an AI tool?
Copy this, fill in the brackets, and send it to your broker today:
Start over